Real Estate Tips
09NOV

What Buyers Get Wrong About Mortgage Rates
Mortgage rates in early November 2025 are hovering near an average of 6.26 percent for a 30-year fixed mortgage in the United States, and that number alone forces buyers to think far more strategically. Yet the real danger is not the rate itself, but three expensive errors many buyers make because they do not fully prepare for the financing stage.
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02NOV

Should Buyers Order Their Own Pre-Inspection?
Many homebuyers in the United States face the same dilemma: if a seller already provides a full home inspection report, does it make sense to pay again for a separate buyer-side pre-inspection? The short answer is: often yes. This article explains why a second inspection can protect the buyer’s long-term financial interests and negotiation leverage.
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I know everything about Real Estate. Contact Me!
Mike Paydar, Broker / Owner
Access Realty Group
9120 Gunnera Lane Gilroy CA 95020
Email: mike_paydar@yahoo.com
Phone: 408.307.2897
I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!

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