Real Estate Tips
08FEB

Don’t Slash Price, Slash Rate
In the current US real estate landscape, negotiating the purchase price is often less effective than targeting the interest rate itself. This article explains why asking for a “rate buydown” funded by seller concessions saves significantly more money on your monthly mortgage payment than a standard price reduction, offering a crucial strategic advantage for savvy buyers in today’s market.
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01FEB

February’s Hidden Buying Window
February presents a rare strategic window for US homebuyers. While mortgage rates have recently dropped to three-year lows, recent pending home sales data indicates that the buyer masses have not yet flooded the market. This article explores how to leverage this temporary lull to negotiate aggressive concessions, target high-inventory regions like the South and West, and secure a property before spring competition drives prices upward.
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I know everything about Real Estate. Contact Me!
Mike Paydar, Broker / Owner
Access Realty Group
9120 Gunnera Lane Gilroy CA 95020
Email: mike_paydar@yahoo.com
Phone: 408.307.2897
I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!

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